Buy Now Pay Later

Buy Now Pay Later lets you defer your payment for 12 months. That way you can get the use and value out of your purchases now, but pay for them at a later stage, to help you manage your budget.

A Minimum of 30% Deposit is required to qualify for the buy now pay later finance. It is important to note that use of this service incurs a £99 exit fee which is added to your total amount of credit, final balance can be settled at anytime in the 12 months deferral, or if more convenient you can pay it off in chunks over the 12 months at no extra charge.

Interest Rate: If you repay the balance of this plan in full before the end of the Buy Now, Pay Later Period, no interest will be charged. 

If you choose not to pay off the balance in full, the balance will move onto a Normal 120 Month Plan at the end of the Buy Now, Pay Later Period. Interest of 24.9% per annum (variable) will be back-dated to the date of the transaction. Any payments you make towards the balance before the end of the Buy Now, Pay Later Period will be taken into account when calculating the interest due.

This interest will be added to the Normal Plan at the end of the Buy Now Pay Later Period, and you will be asked to repay it, through your minimum repayment, over the 120 month period. (See Representative Example Below). Additional/increased monthly payments can be made to either reduce this term/decrease the monthly payment.  

Buy Now Pay Later Is Available On The Following Products:


 Buy Now Pay Later Representative Example:

Total Price: £5,000.00

30% Deposit: £1,500.00

Total Amount of Credit: £3,500,00

Total Amount Repayable if Settled within 12 Months: £3,599.00

Duration of Agreement 132 months (including 12 months deferral)

120 Monthly Repayments of £89.98

Annual Rate of Interest: 24.90% p.a. variable; 24.9% APR representative

Total Amount Repayable: £12,297.60;

Early Exit Fee: £99.00

Enquire Now

Instore, Online or By Telephone

for your No Obligation Finance Quote

Terms & Conditions Apply* (See Below)


*Any quote produced is just as an example and does not guarantee that credit will be given, to proceed with a finance product a finance application must be completed. Finance applications can be completed either by phone or in our Showroom and usually only take about 10 minutes.  Credit is subject to application and status. Credit is only available on specified brands. Minimum credit order value £2,500.

Please contact us on 0191 4820033 for more details.

Authorised and regulated by the Financial Conduct Authority. Walter Dix (Heating) Ltd., 1, Stirling Court, Eleventh Avenue North, Team Valley, Gateshead. NE11 0JF. Company Number 1294935 acts as a credit broker and not the lender. Barclays Premier Finance acts as the lender. Barclays Premier Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Finance Services register number 311753) Registered in England. Registered No 2901725. Registered office : 1 Churchill Place , London. E14 5HP.

WALTER DIX (HEATING) LIMITED is authorised and regulated by the Financial Conduct Authority. We act as a credit broker and not the lender. We are not paid any commission by the lenders.