Buy Now Pay Later

Buy Now Pay Later lets you defer your payment for up to 12 months*. That way you can get the use and value out of your purchases now, but pay for them at a later stage, to help you manage your budget.

A Minimum of 25% Deposit is required to qualify for the buy now pay later finance and the length of the deferral available is subject to the order value:

*For orders up to £5,000 up to 9 Months Buy Now Pay Later available, Orders over £5,000 available on up to 12 Months Buy Now Pay Later

It is important to note that use of this service incurs a £29 exit fee which is added to your total amount of credit, final balance can be settled at anytime in the deferral period, or if more convenient you can pay it off in chunks over the deferral period at no extra charge.

Interest Rate: If you repay the balance of this plan in full before the end of the Buy Now, Pay Later deferred Period, no interest will be charged. 

If you choose not to pay off any remaining balance by the end of the deferral period, the balance carries over to 60 Month repayment plan at the end of the Buy Now, Pay Later Period. Interest of 16.9% per annum (variable) will be back-dated to the date of the transaction. Any payments you make towards the balance before the end of the Buy Now, Pay Later Period will be taken into account when calculating the interest due.

This interest will be added to the Normal Plan at the end of the Buy Now Pay Later Period, and you will be asked to repay it, through your minimum repayment, over the 60 month period. (See Representative Example Below). Additional/increased monthly payments can be made to either reduce this term/decrease the monthly payment.  

Our Buy Now Pay Later Is Available On All Of Our Brands:

All Brands

 9 Month Buy Now Pay Later Representative Example:

Total Price: £5,000.00

25% Deposit: £1,250.00

Total Amount of Credit: £3,750.00

Total Amount Payable (inc Deposit) if Settled within 9 Months: £5,029.00

Duration of Agreement 69 months (including 9 months deferral)

60 Monthly Repayments of £100.59

Annual Rate of Interest: 16.9% p.a. variable; 16.9% APR representative

Total Amount Repayable: £7,285.40;

Early Exit Fee: £29.00

 

 12 Month Buy Now Pay Later Representative Example:

 

Total Price: £10,000.00 

25% Deposit: £2,500.00 

Total Amount of Credit: £7,500.00 

Total Amount Payable (inc Deposit) if Settled within 12 Months: £10,029.00 

Duration of Agreement 72 months (including 12 months deferral) 

60 Monthly Repayments of £209.18 

Annual Rate of Interest: 16.9% p.a. variable; 16.9% APR representative 

Total Amount Payable: £15,050.80; 

Early Exit Fee: £29.00

 

Enquire Now

Instore, Online or By Telephone

for your No Obligation Finance Quote

Terms & Conditions Apply** (See Below)

 

*Deferral period available subject to order value, orders of value £1,000.00 to £5,000.00 are available on 6 or 9 month Buy Now Pay Later agreements, for orders of £5,001.00 + (up to the maximum of £30,000.00) are available on 6, 9 or 12 months Buy Now Pay Later agreements.

**Any quote produced is just as an example and does not guarantee that credit will be given, to proceed with a finance product a finance application must be completed. Finance applications can be completed either by phone or in our Showroom and usually only take about 10 minutes.  Credit is subject to application and status. Credit is only available on specified brands. Minimum credit order value £1,000.

Please contact us on 0191 4820033 for more details.

Authorised and regulated by the Financial Conduct Authority. Walter Dix (Heating) Ltd., 1, Stirling Court, Eleventh Avenue North, Team Valley, Gateshead. NE11 0JF. Company Number 1294935 acts as a credit broker and not the lender. 

Hitachi Capital (UK) PLC acts as the lender. Authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through www.fca.org.uk

Registered office: Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491.